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Finance it your way

We work with a panel of specialist lenders to find the right finance arrangement for you. FCA authorised, with clear, transparent terms.

FCA Authorised Broker
Panel of Specialist Lenders
Finance Subject to Status
Finance arranged in partnership with Presto Finance Ltd (FCA FRN 984108)
01

Apply Online

Complete the secure application below to get started.

02

Get a Decision

We aim to return decisions promptly, and our team will contact you to discuss your options.

03

Drive Away

Once approved and paperwork completed, your vehicle is ready to collect or be delivered.

Finance Application
Secure application · FCA authorised credit broker

Representative ExampleBorrowing £15,000 over 48 months at a fixed rate of 9.9% per annum. Monthly repayment of £376.42. Total charge for credit £3,068.16. Total amount payable £18,068.16. Representative 9.9% APR. Rates available from 6.9% APR to 29.9% APR subject to status. Finance is subject to status and affordability. Terms and conditions apply.

Understanding Finance

Know your options

Not sure which finance product is right for you? Our short explainer videos cover the most common options so you can make an informed choice.

Why Finance Through a Dealership
What is Conditional Sale?
What is Hire Purchase (HP)?
What is Personal Contract Purchase (PCP)?
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// Finance & Regulatory Information
Finance & Regulatory Information
Ritzy Auto Ltd (Company No: 13144031, FCA Reference 1008452) is authorised by the Financial Conduct Authority and acts as a credit broker, not a lender. Finance applications submitted via this website are introduced to Presto Finance Ltd (FCA FRN 984108). We may receive a commission from finance providers for introducing you, which does not affect the rate you are offered. Finance is subject to status, affordability and UK residency. Applicants must be 18 or over. All figures shown are illustrative; your actual rate may differ. Failure to keep up repayments may affect your credit score.

© 2026 Ritzy Auto Ltd. All rights reserved. Registered office: Walnut Farm, Main Road, Algarkirk, Boston, Lincolnshire PE20 2LQ. Company No: 13144031. Registered in England and Wales. Ritzy Auto Ltd is registered with the Information Commissioner’s Office (ICO reference ZB667637).
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